Short term insurance

mercy · #1 12-13-2016, 04:33 PM

I have a guitar to come here the end of this month and I need insurance for the shipping. Any suggestions?

muscmp · #2 12-13-2016, 04:34 PM

purchase it thru the carrier or thru the seller.
play music!

jgmaute · #3 12-13-2016, 05:10 PM

Quote:

Originally Posted by mercy

I have a guitar to come here the end of this month and I need insurance for the shipping. Any suggestions?

Is there a reason you just want it insured for the shipping? I've always used my Clarion policy for guitars I buy and sell but then I've got a number of guitars on the policy. I have no idea how the insurance works with different carriers but a little research should help you decide.

Good luck getting your new guitar then getting to know it.

frankmcr · #4 12-13-2016, 06:02 PM

Shipping insurance is the seller's responsibility.

mercy · #5 12-13-2016, 07:33 PM

I hope I dont have to do the insurance like you say cause so far no good answers. Carrier insurance is almost worthless and Clarion is $170 a year.

DenverSteve · #6 12-13-2016, 07:57 PM

Actually, I believe, you've been given THE answers. Insurance through the carrier has always worked for me. Otherwise, check with your personal sources - home owner's, personal liability/insurance policies.... I don't believe anyone would step up and insure only your incoming shipment, with no history with you, without you buying an annual policy- such as the already suggested Clarion and Heritage. Anderson... I'm with Heritage and they provide great peace-of-mind.

LSemmens · #7 12-13-2016, 08:58 PM

Add the guitar to your contents policy.

Earl49 · #8 12-14-2016, 12:27 AM

I added our musical instruments as a rider on the homeowner's policy. According to my agent that covers them for "all-risks", including during shipping. I needed a purchase price / receipt and a serial number to add any specific guitar. The annual cost is about $140 now and covers nearly $40K in replacement costs for listed guitars, pro-grade flutes, ukulele, etc.

"Insurance" from the shipping companies is almost useless (many exclusions and gotcha's) and a waste of money, IMO. The "insurance" usually costs more than the shipping itself, and they have a hundred ways to avoid paying a claim. Color me cynical.......