Great Question Kirbie
I have 6 years before I hit the 62 years mark. Though I would love not to tap into SS until I hit 70, I need to factor in that my now 2 year old daughter will be 8 when I turn 62. So I need to calculate if it’s better to get full payout at 70 or start early, reducing my payments but adding 10 years of benefits for my daughter. The great unknown of course is how long will I live. I will have to make assumptions when I do the math. I have a couple of years before I have to decide but my goal for the next few years is to get as healthy as I can, which includeds more exercise eating healthy and losing at least 50 (more) LBS.