I'd be careful that just because someone say a speaker is a "studio monitor" doesn't mean it will give you an accurate playback. This is an area where to some extent, you get what you pay for. I don't think accurate monitoring solutions come particularly cheap. You don't have to go crazy, but I'd be skeptical of $89 monitors. I'd probably rather take Rick's suggestion of a truly good set of open air headphones.
The whole issue of monitoring also gets complex - even the best speakers won't help if your room acoustics aren't good. And even if you compared lots of high end speakers, you'd find they all sound different.
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