[Benjo]

Hi all

I have a State Farm personal articles policy that covers my guitars (1 Taylor, 1 Breedlove, 1 Lowden) and camera and lenses and a computer. I've had this for years now, almost 10, and until this year I didn't file any claims. I filed 2 this year - 1 on a guitar and 1 on my computer - and State Farm started sending me letters that my coverage could change if there was an increase in claim activity. I called them and their rep told me that they could cancel the policy at any time and that they had no obligation to keep it.

I am worried that if a guitar or camera were to get stolen, State Farm might not cover it.

Can anyone recommend more reliable insurance for these items? I take my camera and guitars out and need a policy that won't dick me over if something happens.

Thanks.