To be fair, aside from any budget issues, it's hard to imagine that over the long run anyone would regret buying a better mic than the 2020. That's a perfectly fine $100 mic, but it is certainly easy to improve on. The only question is whether other factors will prevent the benefits of a higher cost/quality mic from being realized. I'd do both - get a mic (or 2) that's likely to satisfy for the long haul, and deal with any room acoustic issues.
Back when I first got started, I struggled with some of this stuff. My recordings were boomy, etc. I got better mics, things were still boomy. I researched, learned about room modes. After solving that, I had better acoustics and better mics!
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