Last year I bought two guitars I'd wanted for some time for under $3,000.
I bought a used 2017 Martin HD-28 for about $1,850. A few months later I bought a new Gold Tone Paul Beard round neck spider cone wood body resonator for $950.
Both of these were guitars I'd been wanting/considering for a while.
I never say "I have $5 k to spend, what can I get?" I say "what sounds/experience am I looking for? What's available that can provide it?" Then I find out what it will cost in today's market.
I'm fortunate and financially flush, so it's never about the cost for me. But I've never resented spending extra to get better quality/tone/playability.
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