The only reason to record both guitar and vocal at the same time is if it is the only way you (as a performer/player) can do the best job. Some players can't play consistently without also singing, and vice-versa.
By recording guitar first (you can try doing it in 'stereo' with the two mics), but instead of tracking to one stereo track, send each mic to a separate mono track, then you can play with panning and EQ and level of each separately in the mixing stage.
No reason to record vocals in 'stereo' - even if you used both mics, the sound source is a point (your mouth) so mono.
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Mike
My music: https://mikebirchmusic.bandcamp.com
2020 Taylor 324ceBE
2017 Taylor 114ce-N
2012 Taylor 310ce
2011 Fender CD140SCE
Ibanez 12 string a/e
73(?) Epiphone 6830E 6 string
72 Fender Telecaster
Epiphone Dot Studio
Epiphone LP Jr
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Kala baritone ukulele
Seagull 'Merlin'
Washburn Mandolin
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antique banjolin
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