I don't think an x-braced Collings will sound like a '20's L-5, but it should still be a great instrument. Opportunities like yours don't come around often, so I'd second this: get the Collings now and worry about other guitars (and money?) later.
Still, getting in line for a Trenier is a good idea, too! (And I doubt if it's three years, I just waited a year for my most recent.)
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