D-35 has 1/4" straight braces, the D-28 has 5/16". The D-35 has a three-piece back and is back-braced accordingly, with 2 angled "center" strips. The D-28 is of course a 2-piece back with one center strip.
This tends to give the D-35 a darker tone, but as for which one is better for singing, strumming, or fingerpicking...well, that's up to the player.
I find the D-35 a great guitar for singing and strumming, and a wonderful flatpicker as well. I don't find either optimized for light fingerpicking, but both can do that as well of course.
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