Hi Cotten I absolutely think you can get started with those JBL speakers though you would really want a condenser mic for recording as opposed to live playing.
Also I would get some decent headphones.
You won't ever make something sounding like it was produced in a great studio by people with loads of production experience and know-how.
But you can make something yourself that you enjoy listening to. Don't let the lack of equipment put you off and work through the weakest links in your kit one by one over time if you enjoy recording.
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Yamaha AC3M Acoustic Guitar
Gretch G5220 Electromatic
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